Tom and Lisa sat across from me, relaxed.
“We’re good,” Tom said. “We did our estate plan years ago.”
I hear that sentence almost every week.
[Read more…] about The 3 Estate Planning Documents Everyone Thinks They Have… But Don’tBlog
Trusts Are Not Just for Rich People
A couple from Redondo Beach recently sat down with us and said something we hear all the time: “Do I need a Trust in California if I’m not wealthy?”
They own a home. They have retirement accounts and life insurance. They’ve raised their kids here in the South Bay. They are responsible, organized, and thoughtful people.
What they really meant was this: “We don’t want something complicated or unnecessary.”
That makes sense.
For years, Trusts have been associated with extreme wealth — celebrities, large estates, complicated tax strategies. But for most California families, that’s not what a Trust is about. Trusts are not about being rich. They are about being organized.
[Read more…] about Trusts Are Not Just for Rich PeopleEstate Planning Isn’t About Death. It’s About Life Going Sideways.
Most people think estate planning is something you do when you’re older, or richer, or “eventually.” However, here’s the truth: estate planning isn’t really about dying. It is about what happens when life goes sideways while you’re still here. And life goes sideways more often than people realize.
[Read more…] about Estate Planning Isn’t About Death. It’s About Life Going Sideways.The Seedier Side of the Holidays
Scammers will use any leverage possible to separate you from your money. This includes preying upon a grandparent’s love and concern for their grandchildren. The so-called grandparent scams are among the most popular scams targeting the elderly and rely upon details gleaned from social media sites to make the call seem realistic. It’s important to recognize the signs of potential scams and understand how to guard against them. Read on to learn more.
What Happens to Your Digital Life After You’re Gone?
A Holiday Reminder to Protect Your Online Assets (Featuring a Visit From Your “Digital Ghosts”)
Every year, the holidays give us something priceless: connection. Whether it’s gathered around a table, sharing old stories, or texting photos from one celebration to another, December reminds us what (and who) really matters. As we move through another season of capturing memories online, it’s a good time to think about digital legacy planning—what happens to all of this digital life when we’re gone?
[Read more…] about What Happens to Your Digital Life After You’re Gone?
