Seth Bier · ·
There is a moment that catches a lot of parents completely off guard.
One day, your child is a minor. You handle everything. You can call the doctor, talk to the school, manage appointments, and step in whenever something comes up.
Then your child turns 18.
[Read more…] about The “My Kid Turned 18” Problem (and Why That Should Freak You Out a Little)Seth Bier · ·
Tom and Lisa sat across from me, relaxed.
“We’re good,” Tom said. “We did our estate plan years ago.”
I hear that sentence almost every week.
[Read more…] about The 3 Estate Planning Documents Everyone Thinks They Have… But Don’tSeth Bier · ·
A couple from Redondo Beach recently sat down with us and said something we hear all the time: “Do I need a Trust in California if I’m not wealthy?”
They own a home. They have retirement accounts and life insurance. They’ve raised their kids here in the South Bay. They are responsible, organized, and thoughtful people.
What they really meant was this: “We don’t want something complicated or unnecessary.”
That makes sense.
For years, Trusts have been associated with extreme wealth — celebrities, large estates, complicated tax strategies. But for most California families, that’s not what a Trust is about. Trusts are not about being rich. They are about being organized.
[Read more…] about Trusts Are Not Just for Rich PeopleSeth Bier · ·
Most people think estate planning is something you do when you’re older, or richer, or “eventually.” However, here’s the truth: estate planning isn’t really about dying. It is about what happens when life goes sideways while you’re still here. And life goes sideways more often than people realize.
[Read more…] about Estate Planning Isn’t About Death. It’s About Life Going Sideways.
